HarborLight Credit Union realizes how important it is to have options for all of your financial needs.  We offer several loan products to choose from with low interest rates, easy application process and convenient repayment options.


Secured Loans

A secured loan allows you to use your titled vehicles as collateral to get a lower interest rate.  Plus,  if you use your PerkPoints, you can lower the rate even more!

Share Secured Loans
A Share Secured Loan allows you to use the balance in your account as collateral for a loan.

Benefits of Secured Loans

  • Low interest rate
  • No prepayment penalties
  • Helps establish good credit history
  • Convenient repayment terms

Signature Loans

A Signature Loan enables qualified members to borrow for any purpose, such as:

  • Debt consolidation
  • Major purchases
  • Vacation, holidays
  • Home improvements
  • College expenses
  • Wedding planning

Benefits of Signature Loans

  • No collateral required
  • Use the loan for any purpose
  • Minimum $300.00
  • Maximum $10,000.00

Revolving Line of Credit

Use this loan for life’s unexpected expenses. Enjoy having the ability to draw funds whenever needed. Cash is only a few clicks away and can be accessed through Online Banking and our MARS audio response system.

Peace of Mind

Don’t forget Debt Protection, this product will cover your loan should you unexpectedly lose your job, get hurt on the job, or should you or your co-borrower prematurely pass away.