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Get out and enjoy the weather with friends and family with a new boat, RV or ATV!



Key Features

  • Competitive Rates
  • Free Pre-Approval
  • Rate Reduction Available
  • Competitive rates starting at 5.24%
  • Payment options to fit your budget
  • Wide range of terms to choose from
  • Pre-approval available for extra bargaining power at the dealership
  • Local decision-making and processing
  • Refinance options
  • Attentive, friendly service from start to finish

PerkPoints rewards you just for doing business with us. The more you use HarborLight for your borrowing and banking needs, the more points you’ll earn. The PerkPoints program is free to all members and it’s automatic.

Learn more about PerkPoints.

GAP Waiver Protection

GAP Waiver provides supplemental protection to a borrower’s primary insurance and is designed to help borrowers avoid financial loss in the event of total loss or unrecovered theft. The difference between the loan net payoff amount and the actual cash value (ACV) paid by the primary insurance settlement produces a deficiency balance or “gap.” This remaining loan balance is covered (or waived) with GAP protection.

Additional Benefits

  • Saves money by reimbursing the insurance deductible (up to $500) when a deficiency balance remains after a total loss
  • Eliminates risk of negative equity
  • Gives instant equity with $1000 for a replacement vehicle when financed by same lender
  • Provides a positive, quick and fair claims experience

Mechanical Repair Coverage

Even the most reliable vehicle can develop a mechanical problem. That is why so many people have come to depend upon Route 66 Warranty.

Route 66 Warranty is the most comprehensive vehicle service contract with coverage available for all automobiles so that you will be able to enjoy your new purchase and have "Peace of Mind." 

No matter where you travel in the United States, you are protected against major mechanical expenses, and there is no deductible on covered parts and labor.

Lighting the way to financial well-being

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