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Protect Your Loan with Member’s Choice™ Borrower Security

Member’s Choice, a voluntary debt protection product offered by HarborLight Credit Union, is designed to postpone the principal and interest portion of your monthly loan payment up to the agreement maximums if you become involuntarily unemployed. If you are sick or disabled, it can cancel your monthly loan payments up to the agreement maximums. It can also cancel your loan balance, up to $75,000, depending on the protection you choose, if you should pass away.

With Member’s Choice™ Borrower Security, you pay just pennies a day and only buy enough protection to cover your loan balance.

Member’s Choice Benefits:

  • Available for consumer loans, home equity loans, and Visa credit cards
  • Protects your collateral and credit rating
  • Simple eligibility requirements
  • Fast, easy enrollment
  • No medical screening
  • Immediate coverage for eligible borrowers
  • Convenient billing – cost is included in your loan payment

For more information on complete Member’s Choice Borrower Security coverage details or to add this protection to your current loan with HarborLight Credit Union, visit a branch or call our office at 231-894-5608.

Insurance products are offered as a benefit of membership and are not deposits or obligations of HarborLight Credit Union, are not insured or protected by the FDIC, NCUSIF, or any other federal agency, and not guaranteed by HarborLight Credit Union.

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