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Rates

Welcome to the neighborhood. We’ve been helping West Michigan families find their way home since 1954.

Key Features

  • Competitive Rates
  • Quick Decisions
  • Local Processing
  • Competitive rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • Convenient terms customized to fit your budget
  • Several financing programs available:
    • Fixed rate mortgages
    • USDA Rural Housing Loans
    • FHA Loans
    • VA Loans
    • Construction Loans
  • Helpful loan advisors with working knowledge of the White Lake real estate market
  • Free pre-approval for extra confidence when it comes to securing financing
  • Refinance your current home to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Get the 411 on Considering Home Ownership

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Lighting the way to financial well-being

News & Events

Promotions, special events, and useful information — it's all here.

Member Benefits

This is how we pay it forward — awesome benefits that make banking better.

Become a Member

Live, work, or worship in our community? You're all set to join today.