Skip to content

HarborLight Credit Union, a West Michigan Credit Union, is proud to serve persons who live, work, worship or attend school in West Michigan. Choosing HarborLight Credit Union means choosing a partner who will provide you with the tools and information needed for success! Our West Michigan Credit Union is committed to our community by supporting local charities and organizations, as well as our financial education efforts in area schools.

Saving Our Members Money

Are you looking for ways to save money? We save our members thousands of dollars every year by refinancing loans from other financial institutions! Our West Michigan Credit Union offers members lower loan rates and fewer fees, along with exclusive discounts and benefits on products and services you use every day!

Your Financial Success Is Important to Us

The staff at HarborLight Credit Union is here to help. Our lighthouse logo is a fitting symbol of what we stand for — a safe place to meet all your financial needs. We try our hardest to make sure local West Michigan residents get the services they need for financial success.

HarborLight Credit Union’s Mission Statement

HarborLight Credit Union exists to improve the financial well-being of our members.

Serving Our Members & Our Community for Over 60 Years

In 1954, a small group of people at Precision Casting Company got together and formed Precision Employee’s Credit Union to provide loans and other basic financial services to employees. In those early days, all records were kept by hand and the credit union was run out of a box on a table at the company. Business boomed, and they soon had to move to a larger space at 816 S. Mears Ave.

The credit union operated from the Mears Ave. location for 45 years and saw many changes during that time period. Our name changed in 1966 to Misco Employees Credit Union and in 1973 to Howmet Employees Credit Union as the company changed names. In the mid-70s, mid-80s, and again in 1990, building additions were completed to meet the growing needs of our membership. The credit union also merged in the members of Hooker Credit Union and Whitehall Leather Credit Union as those companies closed and their employees needed a place to bank. In the mid-90s, the credit union dropped “Employees” from its name and expanded its field of membership to also serve employees of other companies in the community.

By 1999, it was evident that the current building could no longer meet the needs of the membership and the credit union moved to our current location at the corner of White Lake Drive and Cogswell Drive. With a new building and a full suite of financial services, it was time to offer those services to everyone in our community. With membership open to everyone in a four county area, it was also time to change our name to better reflect the community we serve. So, in 2008, our members chose the name HarborLight Credit Union.

Today, HarborLight Credit Union offers our services to all of the following:

  • Persons who live, work, worship or attend school in Muskegon, Oceana or Newaygo Counties, Michigan or the townships of Chester, Spring Lake, Crockery, Polkton, Wright, Grand Haven, Robinson, Allendale or Tallmadge in Ottawa County, Michigan.
  • Persons within the immediate family of a member (immediate family member means relatives of the member, by blood or marriage; or any individual living under the same roof and in the same household as the member).
  • Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
  • Any person over the age of 55 who receives a retirement annuity, pension, social security or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to the county where the credit union’s main office or a branch is located.

When you choose HarborLight Credit Union, you are choosing a partner who believes in providing you with the tools and information you need to succeed. We are committed to our community through our financial education efforts in the schools and our support of local charities and organizations. Our staff volunteers hundreds of hours every year to support local causes!

Our lighthouse logo is a fitting symbol of what we stand for — a safe place to meet all your financial needs. HarborLight Credit Union exists to improve the financial well-being of our members. We strive to be your trusted advisor, to help you with the tough decisions and ensure your financial success!

Lighting the way to financial well-being

News & Events

Promotions, special events, and useful information — it's all here.

Member Benefits

This is how we pay it forward — awesome benefits that make banking better.

Become a Member

Live, work, or worship in our community? You're all set to join today.