Applying online for an auto loan is easy and can be done anytime – day or night. We offer loans for new and used vehicles, boats and RVs. You may apply individually or with a co-applicant. Whether you want  to refinance an existing loan or purchase new, HarborLight Credit Union has quick and easy finance options for you.

Get the 411 on Auto Loans

Why Choose HarborLight Credit Union

Using HarborLight Credit Union means you’re doing business with a community-centered credit union with over 60 years of lending experience. In addition, you get competitive rates, quality service and exclusive discounts that make the buying experience convenient and hassle free!  Plus, our local-decision making will get you behind the wheel and on your way in no time.



  • Apply online for local, fast decision making
  • Take advantage of competitively low rates
  • Use your PerkPoints to buy down the already low rate
  • Extended protection option with TruStage Auto Insurance Program


  • Apply to enjoy a lower interest rate
  • Use your PerkPoints to buy down the already low rate
  • Have more money as the end of the month by possibly reducing your payment
  • Get the security and ease of a loan with a community-centered credit union
  • Over $500,000 saved for our members last year

Related Products

GAP – Guaranteed Asset Protection

Mechanical Repair Coverage

Debt Protection