HarborLight Credit Union offers a variety of low interest Mortgage and Home Equity Loans to meet your needs.

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Mortgages

  • Fixed Rate first mortgage – terms from 10-30 years
  • New construction loans
  • Other mortgage options thru our partnership with AmeriCU Mortgage Co. including: FHA, Rural Development, VA, and other conventional mortgages.
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Home Equity Loans

  • Fixed rate Home Equity Loan
  • Variable rate Home Equity Line-of-Credit (HELOC)

Qualified members can borrow up to 80% of the appraised value of their home (less any outstanding mortgage balances), up to $50,000. In addition, there are minimal fees and the interest on this loan may be tax deductible. Consult your tax advisor. NMLS #503928

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TruStage® Auto and Homeowners Program

We’ve joined with a dedicated team of insurance professionals to bring you the TruStage® Auto & Homeowners Insurance Program.

The TruStage Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members. Access convenient e-service, pay your bill or make changes to your policy, even report a claim. Receive fast, easy access to claims service 24 hours a day. Obtain a free, no-obligation quote.

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The TruStage Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.