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Banks might require collateral. But at HarborLight, you have the choice — secure your loan or sign your name.

Key Features

  • Competitive Rates
  • Rate Reduction Available
  • Quick Decisions
  • Local Processing
  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacations
    • Education expenses
    • Debt consolidation
    • Wedding planning
    • And more
  • Secured and signature loans available
  • Convenient terms customized to fit your budget
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Secured Loans

A secured loan allows you to use your titled vehicles or your HarborLight deposits as collateral to get a lower interest rate. And if you use your PerkPoints, you can lower the rate even more!

  • Low interest rate
  • No prepayment penalties
  • Helps establish good credit history
  • Convenient repayment terms

Signature Loans

A Signature Loan allows qualified members to borrow money for just about any purpose, including vacations, holidays, home improvements, and many more. All without putting up any collateral.

  • No collateral required
  • Use the loan for any purpose
  • Minimum $300
  • Maximum $15,000

Lighting the way to financial well-being

News & Events

Promotions, special events, and useful information — it's all here.

Member Benefits

This is how we pay it forward — awesome benefits that make banking better.

Become a Member

Live, work, or worship in our community? You're all set to join today.