Preparing Youth to be Financially Responsible

HarborLight Credit Union recognizes the value of financially educating the youth in our community. Join our TVC and learn how to become financially independent while enjoying the rewards this club offers! When you join our team you receive a $5.00 gift card of your choice to various locations! This club is offered to teens between the ages of 13-18 years old.

As a Team Varsity Club member you are entitled to a Student Account Reward Card. Earn stamps on your reward card based on the amount of money you save! Once you have a full reward card redeem it for a $5.00 gift card of your choice to various locations. You may finish your Student Account Reward Card if you turn 19 while completing a card.

Amount Deposited Stamps Earned
$25.00 – $99.00 1 Stamp
$100.00 – $199.00 2 Stamps
$200.00 & up 3 stamps

To open an account, you must have your Social Security card, a valid picture ID and $5.00 to deposit into your savings account. If you joined as an Early Bird Saver, you automatically become a Team Varsity Club member on your 13th birthday. You’ll receive a birthday postcard which includes a free gift!

kids doing homework
  • Free Online Banking
  • View your account anywhere with Mobile Banking
  • Open a checking account*
  • Go green with eStatements
  • 1 Free coin count per year
  • Graduating High School students may apply for a $500.00 Scholarship
  • Access your money with an ATM/Debit MasterCard®**
  • Enjoy an account that rewards you to save money
  • Open sub share/savings account to save for a specific purchase
  • Watch for fun & free financial workshops throughout the year
  • Nationwide surcharge-free ATMs and shared branching institutions through Co-op shared branch
  • Utilize the Student-Run Credit Union branches located in two area High Schools

*Must be 14 years old to open a checking account.

**At 16 years old members are eligible to apply for a debit MasterCard®. To qualify a parent must be joint on the checking account.

***At 17 years old members are eligible to apply for a debit MasterCard® without a parent.