I feel like the last time I posted anything was ages ago. Between the “plague” that hit my house, bronchitis, and ear infections, things have been a little hectic and crazy.

It always seems to work out, at least at my house, that my daughter starts to feel better almost immediately at the same time that I start getting sick. It would be so much easier to rest and get better if everyone could be miserable at the same time and we could all just lay around eating jello, drinking ginger ale and binge watching Netflix.

However, now that I am on the road to recovery, it’s time to get back to the posts that keep you informed and hopefully slightly entertained.

With the rise of fraud, scams, and identity theft, we have a lot on our plates. We all have either been a victim, or know someone who was. When you really think about it, we will all probably fall victim one way or another.

I thought that because I worked at a financial institution, I knew what to watch out for so that it would never happen to me.  Obviously I don’t know as much as I thought I did, and that wasn’t the case. All I can do now is move on with my life and take steps to protect myself even more.

We have recently implemented a new program designed to help protect ourselves from identity theft and fraud called Kasasa Protect. We are offering our members this program for free for 3 months. After that, Kasasa Protect will cost members with a Kasasa checking account $6.00/month. If you don’t have a Kasasa checking account, the program will cost you $9.99/month.

Included in Kasasa Protect:

  • Credit Reporting
  • 24/7 Credit Monitoring
  • Full-Service Identity Restoration
  • Lost Wallet Protection
  • Dark Web Monitoring
  • Email alerts

Of course I had to test it out to see how it really worked.

Not only does it take just a few minutes to set up, but it is super simple to use and understand. It shows me what my credit score is and what is on my credit report. Even better, it tells me all this in plain English that I can understand.

One of the most fascinating things about Kasasa Protect for me is the dark web monitoring. I wasn’t terribly surprised when I discovered that my email address was out on the dark web. I did have that scam email from Paypal not that long ago. When any of your personal information is discovered on the dark web, your risk of identity theft is increased.

But what is the dark web?

In a nutshell, the dark web is the part of the World Wide Web that is only accessible using specialized software. It is a place of anonymity, where much of the traffic that occurs is for shady and/or illegal activity.  Child pornography, drug sales, illegal firearms, and stolen credit card numbers all run rampant.

It sounds pretty scary. The good news is that by educating ourselves and using monitoring services such as Kasasa Protect, we can hopefully minimize or eliminate the damage of identity theft.

If you are interested in learning more about Kasasa Protect and how it works, contact any one at either branch.

There will also be a Facebook live event on Wednesday, March 7th at 2pm Eastern hosted on the National Credit Union Administration’s (NCUA) Facebook page. This event will discuss how you can protect your identity and personal finances from scammers.  You can just sit back and listen or ask questions if you choose.