ATM & SHARED BRANCH LOCATOR
Online Banking at Harbor Light Credit Union
Online banking enables members to securely conduct financial transactions & review account information via the internet.
Call Us Today! (877) 894-5557
Bill Pay is a free service through Online Banking.
This feature is accessible through online banking and the mobile app.
Bill Pay helps avoid late payments and fees associated with late payments because you can set up monthly reoccurring payments.
Bill Pay takes the hassle of out of having to write the same check month after month for reoccurring payments.
Select up to two checking accounts to pay bills from.
Enjoy the convenience and freedom of sending a payment to a friend, relative, babysitter, dog walker or anyone – anytime – anywhere.
Popmoney is an easy, fast, and secure online personal payment service that lets you send
and receive money just as easily as sending a text message or email.
Easy to Send, Simple to Receive
It takes four easy steps to send a Popmoney payment:
1. To send a payment, consumers sign into their online account and enter the recipient’s email address or mobile number and the amount of the payment.
2. You’ve got money! The recipient receives an email or text with a personal greeting from the sender.
3. If the recipient’s financial institution is in the Popmoney network they use their online banking application to accept the payment. If not, the recipient tells Popmoney.com where to deposit the money.
4. Money moves directly from sender’s to recipient’s bank account. Popmoney uses the same network the world’s financial institutions use to move billions of dollars a day.
Request Money and Additional Features
With Request Money, members can initiate both individual and group requests for payment from their friends, family and others. Members can send a request for a fixed dollar amount or leave the amount open for the recipient. The recipient will receive the request directly within their online or mobile banking site and have the ability to pay the request from their host account. Popmoney offers the convenience of tracking the status of requests and the ability to easily send reminders.
Trying to eliminate unnecessary paper work from your home office? Going Green? Sign up for eStatements and receive your statements faster!
Personal Finance Management BudgIT
HarborLight Credit Union is making managing your money easier than ever. Users of financial management tools like BudgIT
report saving an average of $100 a month by tracking spending and setting financial goals.
Wonder how it works? Try it out yourself by logging into ONLINE BANKING and click the BudgIT tab.
After your HarborLight Credit Union accounts are automatically added, it is easy to bring your complete financial picture into focus.
Add An Account
You can keep tabs on all of your accounts with BudgIT…even those outside of HarborLight Credit Union. Adding these accounts will help provide you with the complete financial picture you are looking for. Best of all, it is easy and secure to do with BudgIT.
Step 1: On the Dashboard page of BudgIT, click on the “Add” button at the top of the left hand column.
Step 2: Select the financial institution by clicking its logo or searching by name or URL.
Step 3: Enter your account credentials and BudgIT will display transaction and account balance information for any accounts you have with that institution.
Repeat with all of your financial institutions to complete your financial picture.
Create a Goal
Whether you want to pay down debt or save towards a special purchase, BudgIT makes it easy to set goals and track your progress.
Step 1: Click on the “Goals” tab and click “Add a Goal”. Then choose the type of goal you want to create.
Step 2: Fill in the fields to name your goal and set up the specifics of the goal.
Repeat for all of your financial goals.
Set a Spending Target
The real power of BudgIT is in its ability to help you track and manage your finances by setting and monitoring spending targets.
Step 1: Click on the “Budget” tab in BudgIT and then click “Add a New Spending Target” to get started.
Step 2: Complete the fields to pick the tags you want to track for the target, name the target, set a monthly limit, and track the accounts that will count towards the target.
Repeat for other spending categories – some of the most common expenses to track are groceries, transportation, and dining out.