Get the 411 on Checking Accounts

Choose the free checking account that pays you back — Kasasa CashBack® earns 2.75% cash back (up to $8.25)* on your everyday debit card purchases each month. Plus, you’ll get refunds on your ATM fees, nationwide!

  • 2.75% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $8.25 cash back per month
  • Refunds on ATM fees, nationwide*
  • Can link to free Kasasa Saver® account
  • No minimum balance to earn rewards
  • Free electronic services
  • No minimum deposit to open


Easy Qualifications To Earn Rewards

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Even if you don’t meet your qualifications in a month, your account is still free. And you can get right back to earning your rewards the very next month!

Top 4 benefits of Free Kasasa Cash Back® Checking

  • Pays you cash back on your debit card purchases
  • 2.75% cash back (up to $8.25 per month)*
  • Refunds on ATM fees, nationwide*
  • No minimum balance to earn rewards

Overdraft Protection

HarborLight Credit Union offers three convenient types of overdraft protection, click here to learn more.

*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by HarborLight Credit Union as ATM transactions and purchases made with non-HarborLight Credit Union issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.75% cash back on up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.25 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to unlimited ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.

*When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

*Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit one (1) account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a HarborLight Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.