Choose free Kasasa Cash® checking, and earn up to 2.75% APY* monthly! You’ll also get unlimited refunds on your ATM fees.* Connect Kasasa Cash to a free Kasasa Saver® account to build your savings automatically. Do you Kasasa?®

  • 2.75% APY* on balances up to $5,000
  • 2.75% to 0.15% APY on balances over $5,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM fees, nationwide*
  • Can link to free Kasasa Saver account
  • No minimum balance to earn rewards
  • Free electronic services
  • No minimum deposit to open

Easy Qualifications To Earn Rewards

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

Even if you don’t meet your qualifications in a month, you still have a free account, and you’ll still earn our base dividend rate. And you can get right back to earning your full rewards the very next month!

Top 4 Benefits of Free Kasasa Cash® Checking

Cash Bubble
  • Pays you in high dividend earnings
  • 2.75% APY* on balances up to $5’000
  • 0.05% APY* if qualifications aren’t met
  • Refund on ATM fees, nationwide*

Overdraft Protection

HarborLight Credit Union offers three convenient types of overdraft protection, click here to learn more.

*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit [and credit] card purchases processed by merchants and received by HarborLight Credit Union as ATM transactions and purchases made with non-HarborLight Credit Union issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle.

*Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $5,000.00 receive APY of 2.75%; and balances over $5,000.00 earn 0.15% interest rate on the portion of balance over $5,000.00, resulting in a range from 0.27% to 2.75% APY depending on the account’s balance and (2) you will receive reimbursements up to unlimited ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 04/20/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

*Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit one (1) account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a HarborLight Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.