Club accounts are a convenient, hassle free way to save money throughout the year. Relax and enjoy holidays, vacations, and birthdays by having the money you need for every occasion.

Benefits

  • No minimum balance required to earn dividends
  • Set up payroll deductions or automatic transfers
  • Deposit anytime with Online Banking
  • No monthly service fees
  • Enjoy stress free holidays & vacations
  • Save for your dream vacation
  • Open anytime throughout the year
  • Save for hobbies, emergencies, home repairs, weddings, etc.
  • Federally insured by the NCUA, up to $250,000

 

Christmas Club

Christmas Club

Balance will be paid by check or transferred to another account on or after October 1st

Vacation

Vacation Club

Balance will be paid by check or transferred to another account on or after June 1st

  • Once the funds are transferred club accounts will remain open!
  • If you withdraw any of your club account balance at any time before the scheduled payout, we will impose a fee of all accrued, uncredited dividends on the account and your club account will be closed. If closed these accounts are not eligible to be reopened until after the specified date of dispersal.

View Rates

Club Accounts pay annual dividends to our members based on the earnings of the Credit Union. HarborLight CU’s Board of Directors determines the dividend rate paid on Club Accounts annually. These dividends are calculated based on the average daily balance and compounded and paid annually.