Looking to buy your first home or to refinance your current home? HarborLight Credit Union offers a variety of Mortgage Loans to meet your needs. At HCU, through our partnership with AmeriCU Mortgage, we have fixed-rate, first mortgages for terms up to 30 years and new construction loans.

Mortgage Loan Online Application -Apply Now!

HarborLight Credit Union also offers Home Equity loans. With a fixed rate Home Equity Loan or a variable rate Home Equity Line-of-Credit (HELOC) from HCU, qualified members can borrow up to 80% of the appraised value of their home (less any outstanding mortgage balances), up to $50,000. In addition, there are minimal fees and the interest on this loan may be tax deductible. Consult your tax advisor.

Home Equity Loan Online Application-Apply Now!

 

MEMBERS® Auto and Homeowners Program

You trust HarborLight CU to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.

  • MEMBERS Auto and Homeowners is the property and casualty coverage solution preferred by the most credit unions and their members.
  • Convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24-hours a day.
  • Obtain a free no obligation quote or locate an agent at the local Liberty Mutual sales office.

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The MEMBERS Auto & Home Insurance Program is underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

 

 

 

Right at Home: How to Keep your Home and Avoid Foreclosure

Local: 231-894-5608 • Toll Free: 877-894-5557 • Fax: 231-894-9814 • 2151 Cogswell Drive, Whitehall, MI 49461 • Routing/ABA: 272485990
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