Looking to buy your first home or to refinance your current home? HarborLight Credit Union offers a variety of Mortgage Loans to meet your needs. At HCU, we have fixed-rate, first mortgages for terms up to 20 years and new construction loans. Through our partnership with Central States Mortgage, we can offer you many other mortgage options as well, including 30-year fixed-rate first mortgages, ARMs, and FHA loans. You choose the option that works best for you!
Mortgage Loan Online Application-Apply Now!
HarborLight Credit Union also offers several Home Equity Loan options - fixed-rate HE, variable-rate HELOC, interest-only HELOC. With a Home Equity Loan from HCU, qualified members can borrow up to 90% of the appraised value of their home (less any outstanding mortgage balances), up to $75,000. In addition, there are NO FEES (except an appraisal fee if an appraisal is needed) and the interest on this loan may be tax deductible. Consult your tax advisor.
Home Equity Loan Online Application-Apply Now!
Shopping for homeowners insurance coverage just got easier. With MEMBERS Home Insurance, now available to you as a credit union member, you can enjoy a customized home protection plan offering competitive rates and fast, easy claims service.
