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| Vehicle With 0% Down: |
| 36 to 48 Months |
6.00% - 11.00% APR |
| Over 48 Months |
6.25% - 11.25% APR |
| |
|
| Boats With 10% Down: (requires proof of value and full-coverage insurance) (03-19-08) |
| Up to 72 Months |
6.40% - 11.40% APR |
| >72 to 144 Months |
6.90% - 11.90% APR |
| >144 to 180 Months |
7.40% - 12.40% APR |
| |
|
| RVs With 10% Down: (requires proof of value and full-coverage insurance) |
| Up to 72 Months |
5.90% - 10.90% APR |
| >72 to 144 Months |
6.40% - 11.40% APR |
| >144 to 180 Months |
6.90% - 11.90% APR |
Rates are subject to change.
APR = Annual Percentage Rate
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| Home Equity Line of Credit (HELOC) Rate: |
| |
APR |
| Variable Rate - tied to the Prime Rate |
As low as 4.00% APR |
| (APR may vary. Maximum APR is 18%) |
| First Mortgage Rates: |
| |
APR |
| 10 Year |
5.750% APR |
| 15 year |
5.750% APR |
| 20 Year |
6.500% APR |
| Fixed Rate, Closed-End Home Equity Rates: |
| |
LTV To 80% |
LTV 81 to 90% |
| 5 Year As Low As |
7.39% APR* |
7.90% APR |
| 10 Year As Low As |
7.39% APR |
7.90% APR |
| 15 Year As Low As |
7.39% APR |
7.90% APR |
| No closing costs unless an appraisal is required. |
| Minimum initial loan balance of $5,000.00. |
Rates are subject to change.
APR = Annual Percentage Rate
LTV = Loan To Value
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| Share Secured |
6.25% APR |
| Revolving Credit |
13.75% APR |
| All Other Closed End Loans |
11 - 18% APR |
| Overdraft Protection |
15.00% APR |
| Annual Percentage Rate for Purchases |
Annual Percentage Rate for Cash Advances |
Annual Percentage Rate for Balance Transfers |
Grace Period for Repayment of the Balance for Purchases |
Method of Computing the Balance for Purchases and Cash Advances |
| 9.9% |
9.9% |
9.9% |
25 days |
Averate Daily balance (including new purchases) |
| Minimum Finance Charge |
Transaction Fee for Purchases |
Annual Fee |
| None |
None* |
$20.00 |
| Other Fees |
One-Time Processing Fee ................................$ 5.00 Late Pmt Fee........................................................$15.00 Overlimit Fee.......................................................$10.00 NSF Payment Fee ...............................................$ 4.00 *International Transaction Fee-the government mandated rate in effect for the applicable central processing date, plus a 1% currency conversion fee for international transactions when a currency conversion occurs or a 0.8% currency fee for international transactions when a currency conversion is not performed. These currency fees will appear as a separate line on your statement for each transaction completed in a foreign country. |
| Annual Percentage Rate for Purchases |
Annual Percentage Rate for Cash Advances |
Annual Percentage Rate for Balance Transfers |
Grace Period for Repayment of the Balance for Purchases |
Method of Computing the Balance for Purchases and Cash Advances |
| 11.9% |
11.9% |
11.9% |
25 days |
Averate Daily balance (including new purchases) |
| Minimum Finance Charge |
Transaction Fee for Purchases |
Annual Fee |
| None |
None* |
None |
| Other Fees |
One-Time Processing Fee ................................$ 5.00 Late Pmt Fee........................................................$15.00 Overlimit Fee.......................................................$10.00 NSF Payment Fee ...............................................$ 4.00 *International Transaction Fee-the government mandated rate in effect for the applicable central processing date, plus a 1% currency conversion fee for international transactions when a currency conversion occurs or a 0.8% currency fee for international transactions when a currency conversion is not performed. These currency fees will appear as a separate line on your statement for each transaction completed in a foreign country. |
| Annual Percentage Rate for Purchases |
Annual Percentage Rate for Cash Advances |
Annual Percentage Rate for Balance Transfers |
Grace Period for Repayment of the Balance for Purchases |
Method of Computing the Balance for Purchases and Cash Advances |
| 8.9% |
8.9% |
8.9% |
25 days |
Averate Daily balance (including new purchases) |
| Minimum Finance Charge |
Transaction Fee for Purchases |
Annual Fee |
| None |
None* |
None |
| Other Fees |
One-Time Processing Fee ................................$ 5.00 Late Pmt Fee........................................................$15.00 Overlimit Fee.......................................................$10.00 NSF Payment Fee ...............................................$ 4.00 *International Transaction Fee-the government mandated rate in effect for the applicable central processing date, plus a 1% currency conversion fee for international transactions when a currency conversion occurs or a 0.8% currency fee for international transactions when a currency conversion is not performed. These currency fees will appear as a separate line on your statement for each transaction completed in a foreign country. |
Rates are subject to change.
APR = Annual Percentage Rate
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