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Regular Share Account Fees
* Eight (8) withdrawals per month without a charge.
All additional..................................................$1.00
* Account Reopen fee (within 90 days of close).........$25.00
* Returned ACH fee .........................................$25.00 per item
Share Draft/Checking Account Fees
* NSF fee .....................................................$25.00 per item
* Manual Clearing fee ......................................$15.00 per item
* Stop Payment fee.........................................$20.00 per request
* Share Draft Printing fee..............Prices vary depending upon style
Other Service Fees (applicable to all accounts)
* Account Reconciliation fee ..............................First time free, then
$10.00 per hour
* Statement Copy fee ......................................$1.00 per copy
* Wire Transfer (outgoing) fee ..........................$10.00 per transfer
* Wire Transfer (outgoing foreign) fee .................$35.00 per transfer
(Incoming Wire Transfer Instructions/Outgoing Wire Transfer Instructions)
* Money Order fee ..........................................$2.00 per money order
* Cashiers Check (< $1,000) fee..........................$2.00 per check
* Loose Coin Counted.....Free once per year, then 3% of $ amt counted
* Account Research fee...................................$10.00 per hour
* Member-Initiated Fax fee...$1.00 per page (plus a $5 flat fee for long distance calls)
* Non-use of MARS fee .....................................$2.00 per transfer
*Failure to Report Change of Address fee...............$2.00 per notification
(Change of Address Form)
Virtual Branch Internet
* Home Banking...............................................Free
* Bill Payment w/direct deposit..............................Free
* Bill Payment (without direct deposit) ...................$5.00 per month
Electronic Funds Transfer Fees
* Four (4) ATM/PIN withdrawals per month without charge,
Each additional ...........................................$1.00
* ATM Balance Inquiry fee ................................$0.50 per inquiry
* NSF fee for check deposited at non-CU owned ATM and
returned to HCU for non-sufficient funds............$10.00
Business Account Fees
* Returned Deposited Item..............................$10.00/item
* Coin Order................................................$ 0.10/roll
* Currency Order..........................................$ 0.10/bundle
* Loose Coin Counted.....................................3% of $ amt counted
* Night Drop replacement/extra key....................$ 5.00
Credit Union Membership
* Membership Share .....................................$5.00 par value
