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Share Account Fees
* Regular Share Account
ACH NSF fee ..................................$25.00 per item
* Eight (8) withdrawals per month
without a charge. Each additional....................$1.00
* Account Reopen fee.......................................$25.00

Share Draft/Checking Account Fees
* NSF fee .........................................$25.00 per item
* Stop Payment fee.........................$20.00 per request
* Check Printing fee ........Prices per box vary depending
upon style chosen
* Manual Clearing fee ........................$15.00 per item

Other Service Fees
* Account Reconciliation fee ..........First time free, then
$10.00 per hour
* Statement Copy fee ..........................$1.00 per copy
* Wire Transfer (outgoing) fee ........$10.00 per transfer
* Wire Transfer (Incoming Wire Transfer Instructions/Outgoing Wire Transfer Instructions)
(outgoing foreign) fee ................$35.00 per transfer
* Money Order fee ....................$2.00 per money order
* Virtual Branch Internet
Bill Payment fee (without direct deposit) ...$5.00 per month
* Non-use of MARS fee ....................$2.00 per transfer
* Cashiers Check (< $1,000) fee............$2.00 per check
* Missing Address fee...................$2.00 per notification
(Change of Address Form)
* Member-Initiated Fax fee...$1.00 per page (plus a $5 flat fee for long distance calls)
* Coin Counted.....Free once per year, then 3% of $ amt counted
* Account Research fee.......................$10.00 per hour
* Account Reopen fee (within 90 days of close)....$25.00

Electronic Funds Transfer Fees
* Eight (8) ATM withdrawals per month
without charge, each additional .....................$1.00
* ATM Balance Inquiry fee .................$0.50 per inquiry
* NSF fee for check deposited at non-CU owned ATM and
returned to HCU for non-sufficient funds.........$10.00

Business Account Fees
* Returned Deposited Item................$10.00/item
* Coin Order....................................$ 0.10/roll
* Currency Order..............................$ 0.10/bundle
* Loose Coin Counted.......................3% of $ amt counted
* Night Drop replacement/extra key....$ 5.00

Credit Union Membership
* Membership Share ...........................$5.00 par value

Local: 231-894-5608 • Toll Free: 877-894-5557 • Fax: 231-894-9814 • 2151 Cogswell Drive, Whitehall, MI 49461 • Routing/ABA: 272485990
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