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 Saving for that Dream Vacation and for the Holidays has never been easier! With our Club Accounts, you can save on a regular basis via direct deposit or you can make deposits whenever you have some extra cash. There is no minimum balance required to earn dividends. Club Accounts pay annual dividends to our members based on the earnings of the Credit Union. HarborLight CU's Board of Directors determines the dividend rate paid on Club Accounts annually. These dividends are calculated based on the average daily balance and compounded and paid annually. For a Vacation Club Account, the entire balance will be paid to you by check or transferred to another account of yours on or after June 1, and the club account will remain open. For a Christmas Club Account, the entire balance will be paid to you by check or transferred to another account of yours on or after October 1, and the club account will remain open. If you withdraw any of your club account balance at any time before the scheduled payout, we will impose a fee of all accrued, uncredited dividends on the account and your club account will be closed. |
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