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Certificate of Deposit Rates (11/5/08)
Term APR APY
3 Month CD 2.620% 2.65%
6 Month CD 2.865% 2.90%
1 Year CD 3.445% 3.50%
18 Month CD 3.640% 3.70%
2 Year CD 3.690% 3.75%
2 Year Jumbo* 3.785% 3.85%
3 Year CD 3.835% 3.90%
3 Year Jumbo* 3.930% 4.00%
4 Year CD 3.980% 4.05%
4 Year Jumbo* 4.075% 4.15%
5 Year CD 4.170% 4.25%
5 Year Jumbo* 4.265% 4.35%
* Jumbo CDs require $50,000 or more to open

Rates are subject to change. Early withdrawal penalties may apply.

APR = Annual Percentage Rate
APY = Annual Percentage Yield

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